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How to Fund a PhD: Salaries, Stipends, Scholarships and Assistantships

You should almost never pay for a PhD yourself. In most countries good PhD candidates are funded — the question is how. This guide explains the main types of PhD funding, where each is common, and how to apply for them as an international student.

The five main types of PhD funding

1. Salaried PhD positions (you are an employee)

In the Netherlands, Denmark, Sweden, Norway, Finland, Switzerland, Belgium, Austria and much of Germany, PhD candidates are hired on employment contracts with a monthly salary, social security, pension and holidays. Positions are advertised like jobs, usually for a specific project, and you apply with a CV, motivation letter and references. EU-funded Marie Skłodowska-Curie Doctoral Networks and COFUND programmes also pay salaries with mobility allowances.

2. Funded studentships (stipend plus fees)

Common in the UK, Ireland, Australia, New Zealand and Hong Kong. A tax-free stipend covers living costs and the university waives or pays tuition. In the UK, research-council studentships (UKRI) and PhD training centres are the main source; check whether a studentship covers international fees, because some only cover the UK “home” rate.

3. Government and foundation scholarships

You win a scholarship and take it to a university that has admitted you. Examples popular with Pakistani students include the Chinese Government (CSC) Scholarship, Commonwealth PhD Scholarships, Türkiye Scholarships, Stipendium Hungaricum, Global Korea Scholarship, MEXT (Japan), DAAD (Germany) and the Hong Kong PhD Fellowship Scheme. Your research proposal and supervisor acceptance usually matter most.

4. Assistantships (USA and Canada)

Most funded PhD students in North America are paid as research assistants (RA) or teaching assistants (TA). The department admits you, waives tuition and pays a stipend in return for research or teaching work. Fellowships from the university or external bodies can replace assistantship duties.

5. Industry and institute funding

Industrial PhDs, institute programmes (Max Planck, EMBL, A*STAR, OIST, KAUST) and company-sponsored projects often pay above the standard rate and include time in industry.

Tip: “Fully funded” should mean tuition and living costs for the whole programme. Always check: tuition (home or international rate?), stipend amount and duration, health insurance, visa costs and any research budget.

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